Shareholder AND Acquirer Member of the Canadian Interac Corp.

Shareholder AND Acquirer Member of the Canadian Interac Corp.

Shareholder AND Acquirer Member of the Canadian Interac Corp. Shareholder AND Acquirer Member of the Canadian Interac Corp. Shareholder AND Acquirer Member of the Canadian Interac Corp.

Domestic and Global Transaction Processing

Westsphere Systems Inc.

Background Business Information


Canadian wholly  owned and established in 2000, an acquiring member of the Interac Association since the fall of 2008 and a founding shareholder of Interac Inc. in February 2018, Westsphere Systems Inc. provides electronic payment services and cash dispensing services for cash withdrawals at automated banking machines along with  a suite of comprehensive, innovative and integrated payments solutions and services for small/medium enterprises (SMEs) across Canada.



Corporate Relationship Overview

Interac® branded products and services are currently offered by the Interac Corp. a Canadian interbank network that links financial institutions and other enterprises for the purpose of exchanging electronic financial transactions. Interac serves as the Canadian debit card system, with over 59,000 automated teller machines that can be accessed through the Interac network in Canada, and over 450,000 merchant locations accepting Interac debit payments.

The network was launched in 1984 through the non-profit Interac Association, a cooperative venture between five financial institutions: RBC, CIBC, Scotiabank, TD, and Desjardins; by 2010, there were over 80 member organizations. The group founded a for-profit counterpart organization, Acxsys, in 1996, which launched additional Interac-branded services including e-transfers. Following several aborted merger attempts which were either blocked by the Competition Bureau or by some of the co-owners between 2008 and 2013, Interac and Acxsys were combined into a single for-profit organization, Interac Corp.  on 1 February 2018.  Interac Corp consists of 41 founding shareholders which includes Westsphere Systems Inc. 


Global Processing Centre, Canada

Corporate Relationship Overview

Since May 2015 Westsphere Systems Inc. has been supplying Interac and Canadian Banking Gateway access and services to and in partnership with Antigua based Global Processing Centre Ltd. (“GPC”) and Canadian incorporated IX Enterprises Inc. (“IXE”) for Global Processing Centre Canada Inc. ("GPCC") in order to deliver value-add ATM, POS, Mobile and Card payment processing solutions to Canadian and International markets, providing the innovation, security and support which FIs, IADs and Merchants require. 

Leveraging GPC and IXE’s international experience and banking heritage combined with Westsphere Systems Inc.’s 20 year processing experience and Interac relationship GPCC specializes in delivering Foreign Exchange (“FX”)payment solutions including the provision of multi-currency FX ATM to both FIs and high volume international off-premise retail markets domestically and internationally. GPCC has developed and offers Dynamic Currency Conversion (“DCC”) a MasterCard® based currency exchange option during ATM transactions processed by WSI on behalf of GPCC to consumers who use foreign-issued debit or credit cards. 


e-debit Money Inc.

Corporate Relationship Overview

Westsphere Systems Inc.’s corporate holdings in E-Debit Money Inc., a 2016 Canadian Incorporated Money Service Business ("MSB") was developed to operate across the Global Processing Services Canada/Westsphere Systems Inc. processed Network, a PCI, Interac and Fintrac audited secure transaction network for sending and receiving money through Canadian domestic payout locations nationally across Canada. 

Connecting on-line or through our mobile  app E-Debit Money Inc. is a  registered MSB with FINTRAC that is secure and efficient allowing fast and efficient money transfer service at any of our  hundreds of trusted pay-out location in Canada.   It's fast and reliable. 





The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) is Canada's financial intelligence unit. Its mandate is to facilitate the detection, prevention and deterrence of money laundering and the financing of terrorist activities, while ensuring the protection of personal information under its control.

FINTRAC is a federal institution that is part of the Finance portfolio, and works with its anti-money laundering and anti-terrorism financing regime partners at the federal, provincial and municipal levels. 



Apply for your E-Debit card at